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"Halley's Comet has been prominently displayed in many newspapers during the last few months. For the first time in 76 years it appeared this winter, the nocturnal sky. This is an appropriate occasion to clearly visible against point out the fact that Sir Edmund Halley also constructed the world's first life table in 1693, thus creating the scientific foundation of life insurance. Halley's life table and its successors were viewed as deterministic laws, i. e. the number of deaths in any given group and year was considered to be a well defined number that could be calculated by means of a life table. However, in reality this number is random. Thus any mathematical treatment of life insurance will have to rely more and more on probability theory. By sponsoring this monograph the Swiss Association of Actuaries wishes to support the ""modern"" probabilistic view of life contingencies. We are fortu­ nate that Professor Gerber, an internationally renowned expert, has assumed the task of writing the monograph. We thank the Springer-Verlag and hope that this monograph will be the first in a successful series of actuarial texts. Zurich, March 1986 Hans Biihlmann President Swiss Association of Actuaries Preface Two major developments have influenced the environment of actuarial math­ ematics. One is the arrival of powerful and affordable computers; the once important problem of numerical calculation has become almost trivial in many instances."

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Multi-Vtiamin Supplement with Whole Foods, Herbs, Enzymes & Much More! . Ultra Source of Life with Lutein builds on the already proven Source of Life multi-vitamin formula to offer an even higher level of support for active adults pursuing optimal well-being. Ultra Source of Life with Lutein derives its power from more than 50 whole food concentrates and extracts, including 17 fruits, 12 vegetables, 11 species of marine algae and 10 herbs. Ultra Source of Life with Lutein incorporates Thione Complex, a specialized complex of glutathione, N-acetyl cysteine, selenium and grape seed extract, for maximum antioxidant support.

Multi-Vtiamin Supplement with Whole Foods, Herbs, Enzymes & Much More! . Ultra Source of Life with Lutein builds on the already proven Source of Life multi-vitamin formula to offer an even higher level of support for active adults pursuing optimal well-being. Ultra Source of Life with Lutein derives its power from more than 50 whole food concentrates and extracts, including 17 fruits, 12 vegetables, 11 species of marine algae and 10 herbs. Ultra Source of Life with Lutein incorporates Thione Complex, a specialized complex of glutathione, N-acetyl cysteine, selenium and grape seed extract, for maximum antioxidant support.

This book, adopting machine learning techniques for the financial planning field, explores the demand for life insurance as seen in previous literature and both estimates and predicts the demand for the adoption of life insurance using these techniques. Previous studies used diverse perspectives, like actuarial and life span, in order to understand the demand for life insurance, though these approaches have shown inconsistent findings. Employing two theoretical backgrounds—ecological systemic theory and artificial intellectual methodology—this book explores a better estimation and a prediction of the demand for life insurance and will be of interest to academics and students of insurance, financial planning, and risk management.

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